ICA International Advanced Certificate in Anti Money Laundering

Brak zgodności działania firmy z wymogami przeciwdziałania praniu pieniędzy / AML może wpłynąć znacząco na pogorszenie reputacji firmy jak  również obciążyć organizację znaczącymi karami. Dlatego szkolenie na najwyższym poziomie skierowane do profesjonalistów AML jest niezbędne. Międzynarodowe kwalifikacje ICA w zakresie przeciwdziałania praniu brudnych pieniędzy są przystosowane do wszystkich poziomów wiedzy i doświadczenia.
 

Certyfikat ICA w zakresie przeciwdziałania praniu brudnych pieniędzy

Kurs w zakresie AML i spełnia wymogi regulacyjne dla zweryfikowania wiedzy całego zespołu w zakresie odpowiedzialności w obszarze AML i idealnie sprawdzi się w formie szkolenia wewnętrznego, dzięki czemu będzie dostosowany do potrzeb Twojej organizacji. 

Program:

Module 1: What are the Money Laundering, Terrorist Financing and Sanctions Risks that must be Managed?

1. What is money laundering?
   • What role can the financial sector play?
   • How is money laundered?
   • A modern assessment of money laundering.
   • The money laundering offences.
   • The links between money laundering and corruption.
   • Money laundering and tax evasion.
   • Why is money laundering prevention important?
2. Terrorist financing.
   • What is terrorist financing?
   • How is terrorism financed?
   • What is an alternative remittance system?
3. Financial and economic sanctions.
   • What are sanctions?
   • Why are sanctions important?
   • United Nations Sanctions Framework.
   • Regional sanctions.
   • US (OFAC) regime.
   • Country restrictions.
   • Local sanctions laws.
   • The cost of getting it wrong.
4. Proliferation finance.
   • Dual-use items.
   • The risks arising from proliferation financing.

Module 2: The International Bodies and Standard Setters.

1. The role of the international bodies.
2. Key international organisations.
   • The International Monetary Fund.
   • United Nations Global Programme against Money Laundering.
   • The World Bank.
   • The Financial Action Task Force.
   • The Basel Committee on Banking Supervision.
   • The European Commission and Council.
   • The Egmont Group.
   • The Wolfsberg Group.
   • Transparency International.
3. The work of the international bodies and its relevance for AML practitioners.
   • FATF mutual evaluations.
   • Typologies and guidance.
   • The focus of transparency.

Module 3: National Legal and Regulatory Frameworks.

1. The impact of the FATF standards and recommendations on domestic frameworks.
2. US primary legislation and regulation.
   • Bank Secrecy Act 1970.
   • The PATRIOT Act.
   • Other related AML/CTF legislation.
   • Key US regulatory and law enforcement authorities.
   • Lessons from enforcement actions.
3. United Kingdom.
   • Primary legislation: The Proceeds of Crime Act 2002.
   • Secondary legislation: The Money.
   • Laundering Regulations 2007.
   • Industry and professional guidance.
   • Financial Conduct Authority supervisory rules and enforcement.
   • Key UK law enforcement authorities.
   • The UK as a high-risk jurisdiction.
4. Examples of other jurisdictions.
   • Singapore.
   • Hong Kong.
   • India.
   • United Arab Emirates.

Module 4: Taking an AML/CTF Risk-based Approach and Managing the Risks.

1. What is an AML/CTF risk-based approach?
   • FATF guidance on the risk-based approach.
   • National risk assessments.
2. Determining the risks.
   • Business risk assessments: organisations and operational risks.
   • Assessing sector risk.
   • Assessing product and service risk.
   • Customer risk.
   • Geographical risk.
   • Delivery channel risk.
3. Management of AML/CTF risks.
   • Implementing a risk-based approach.
4. Antimoney laundering roles and responsibilities within a financial services business.
   • The role of senior management.
   • The role of the money laundering reporting officer.
   • The MLCO/MLRO’s role in money laundering risk assessment.
   • Managing relationships with law enforcement agencies and regulators.
5. Escalation to senior management.
6. Exiting relationships.

Module 5: Initial and ‘Ongoing’ Customer Due Diligence (CDD).

1. What is CDD?
   • The basic international standard.
   • Who is the customer and what is meant by the identification of beneficial owners?
2. The risk-based approach to CDD.
   • The requirements of the international standards.
   • Practical application of the risk-based approach to CDD.
   • Risk-based CDD requirements for existing customers.
3. Lower risk situations and simplified due diligence.
   • Exceptions made to guard against financial exclusion.
4. Higher-risk situations and enhanced due diligence.
   • When is enhanced due diligence required?
   • What is enhanced due diligence?
   • Mandatory high-risk customers: PEPs.
   • Mandatory high-risk relationships: correspondent banking.
   • Other examples of high-risk situations.
   • Unacceptable relationships.
5. The practical application of CDD.
   • Interpretation of the key CDD terminology.
   • CDD for specific risk situations.
6. Identifying and verifying identity.
   • Who must be identified and why?
   • Electronic verification of identity.
   • Identifying and verifying the identity of corporate entities.
   • Beneficial ownership and complex structures.
   • Relying on third parties and accepting introduced business.
7. The extent of additional information to be collected.
8. "Ongoing CDD" and monitoring relationships.
   • Trigger event monitoring.
   • The challenges to be overcome.
9. Testing the CDD process.

Module 6: Monitoring Activity and Transactions.

1. The developing standards for monitoring transactions and activity.
   • Customer profiling and using CDD information for monitoring purposes.
   • Transaction records.
   • Monitoring processes adding value to the AML/CTF regime.
2. Risk-based transaction monitoring and filtering framework.
   • Transaction monitoring programmes.
   • Automated transaction monitoring systems.
   • Escalation processes.
   • MI and exception reporting.
3. Wire transfer requirements of the International Standards.
   • The EU Wire Transfer Regulation.
4. Sanctions lists and screening.
   • Who should be screened?
   • Screening systems and controls.

Module 7: Recognising and Reporting.

1. The international requirements.
2. Currency transaction reporting.
   • The US dual reporting requirements.
3. What is meant by suspicion and reasonable grounds to suspect?
   • The subjective test of suspicion.
   • Reasonable grounds to suspect; the objective test of suspicion.
4. Setting reporting rules and parameters.
   • The issues for consideration.
   • Cross-border reporting obligations.
   • What constitutes suspicious activity?
5. The SAR/STR process and its documentation.
   • Acknowledging an SAR/STR.
   • Reasons for reporting.
   • Making enquiries.
   • The MLCO/MLRO evaluation process.
   • Avoiding tipping off.
6. Balancing the needs of law enforcement with breach of customer confidentiality.
   • The interface with data protection requirements.

Module 8: The Vulnerabilities of Specific Services and Products.

1. Banking services.
   • Retail banking services.
   • Private banking.
2. Correspondent banking.
3. Lending and credit.
   • Credit/charge cards and stored-value cards.
   • Consumer finance.
   • Mortgage lending.
4. International trade and trade finance.
   • Letters of credit.
5. Foreign exchange and money transfer services.
   • Foreign exchange bureaux.
   • Money services businesses including alternative remittance systems.
6. Trust and corporate service providers.
   • Corporate service providers.
   • Trustee services.
   • Tax evasion through offshore trusts and companies.
7. Insurance.
   • Life insurance.
   • General insurance.
8. The gaming sector.
9. Internet payment systems and virtual currencies.
   • Risk factors within internet service providers.
   • Digital virtual currencies.

Polecamy ponadto:

Zaawansowany Certyfikat ICA w zakresie  zapobiegania praniu brudnych pieniędzy (UK i międzynarodowe)

Kwalifikacje te są ukierunkowane na osoby chcące rozpocząć międzynarodową karierę w zapobieganiu  praniu pieniędzy lub na osoby pracujące jako analityk AML. Kurs obejmuje otoczenie regulacyjne i skupiają się na praktycznej roli AML Oficera. Podczas kursu dowiesz się jak ważne jest dochowanie należytej staranności (CDD) i monitorowanie sankcji, jak również badanie ryzyka AML związanego z wschodzącymi sektorami przemysłu, takimi jak mobilne usługi finansowe i płatności elektroniczne.